Buying your first home can be a daunting process. Finding the home that fits your needs, wants, desires, and price range is only the tip of the iceberg. The typical transaction is not just about buyer and seller but involves appraisals, inspections, surveys, a couple of agents, and an attorney.

Before you start looking for your next home, attend Smart Home Buyer University - First Time Home Buyer course to learn about the home buying process from local professionals without obligation.

Topics include:

- Understanding the local and national real estate markets

Mortgage:
- Mortgage Pre-approval
- Benefits of FHA, VA, USDA, and Conventional financing and which mortgage is right for you
- Determinig your DtI and PITI
- How to choose a reputable lender

Home Buying Process
- How to find your perfect house
- Taking advantage of the $8000 Home Buyer Tax Credit
- The steps in the home sale transaction
- Buying a Foreclosed Home
- Advantage of purchasing a HUD Home
- The differences between a HUD & REO properties

The Home Inspection
-Things to look for in a home inspector
-Common repair issues
-Items to look out for on any inspection
...and so much more.

Presented By:

	Jonathan Osman, Realtor® The Charlotte House Hunter Group Keller Williams Realty Office: 704.960.1725